Financing that says yes when others say no

At Ultimate Autos in Mesa, we work with local lenders who approve buyers using ITIN numbers, non-standard credit, and flexible terms. Fill out the form below and let us find a path that works for you.


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Get approved and get on the road in Mesa


ITIN and non-SSN financing available

Our lender network includes programs specifically for buyers using Individual Taxpayer Identification Numbers and non-standard credit profiles. You do not need a traditional credit history to drive off our lot.

Apply online in minutes

Submit your secure pre-approval application from your phone or computer before visiting us on Broadway Road. Knowing your approved amount upfront lets you shop with confidence and focus on the vehicles that fit your budget.

Extended warranties included on eligible vehicles

We offer extended warranties on qualifying vehicles so your investment stays protected well beyond the sale. Ask our team about coverage options when you visit or apply.

Every credit situation welcome

From strong credit to first-time buyers to those rebuilding, we connect every customer with lender options that make sense. Our team explains your numbers in plain language so you understand exactly what you are signing.

We speak your language

Our entire staff speaks Spanish, and our financing team is ready to walk you through every step in the language you are most comfortable in. Serving Mesa, Tempe, Chandler, Gilbert, Scottsdale, and the East Valley. Se habla espanol.

Ready to find your vehicle?

Submit your application today, then come see us at 1426 West Broadway Road in Mesa. Our team will have options ready and answers waiting.